This page does not give purchase instructions. Selling or buying card data that belongs to another person is a crime in the US and in most other countries. The text below explains what the listings contain, what the law says, and what to do if your own card data appears for sale.
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What a cheap CVV listing contains
A CVV is the 3 or 4 digit code printed on a payment card. A "fullz" listing bundles a card number, expiry date, CVV, name, street address, and, in some cases, a Social Security number. Sellers post these records on closed forums and messaging channels. Single records sell for $1 to $40. Bulk lots sell for less per record because the data is old, resold, or invented.
The legal position
18 U.S.C. Section 1029 covers access devices. Producing, selling, or possessing unauthorized access devices is a federal felony. Penalties reach 10 years for a first offense and 15 years for aggravated cases. The UK, Canada, and EU member states have parallel statutes. A buyer in the US commits a separate offense from the person who stole the number.
Why cheap records fail
Card issuers score every authorization in real time. A number from a bulk lot is often already flagged, already canceled, or tied to a closed account. Test charges trigger blocks. Sellers do not refund. Forum reviews of sellers are written by the sellers. Exit scams are common: a vendor builds a reputation, takes a large order, then closes the channel.
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Risk to the buyer
Buyers leave payment trails through crypto exchanges that hold identity records. Investigators use those records. Devices used for card checking often carry malware planted by the vendor. The same malware can drain the buyer's own accounts.
If your card data is for sale
- Freeze the card in the issuer app. Do not wait for a fraud alert.
- Request a new card number. A freeze alone does not stop charges on stored card details.
- Change the password on every account that stored the card.
- File a report at IdentityTheft.gov and at ic3.gov.
- Check all three US credit bureaus for new accounts opened in your name.
Who pays for card-not-present fraud
Card-not-present fraud is the largest category of card fraud in most markets. Merchants absorb chargebacks plus fees. Issuers pass part of the cost back as higher interchange. A $5 record costs cardholders and merchants far more than $5.