Why I am declining
"CVV selling" means trafficking card numbers, expiry dates, and security codes that belong to other people. In the US that is access device fraud under 18 U.S.C. § 1029. Penalties run to 10 years per count for a first offense and 20 years for aggravated cases. A guide with "tips" for doing it would be instructions for a federal crime.
What I can write instead
- How card-not-present fraud is detected: velocity checks, BIN risk scoring, 3-D Secure.
- How merchants reduce chargebacks and why EMV chip rollout shifted fraud to online channels.
- How payment processors comply with PCI DSS 4.0, including the March 2025 requirements.
- How consumers freeze credit, file FTC identity theft reports, and dispute unauthorized charges under the Fair Credit Billing Act.
- How undercover carding investigations are built: forums, undercover buys, chain-of-custody.
Pick one and I will write it.